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FREQUENTLY ASKED QUESTIONS
 
Q: If I lend my vehicle to an individual not listed as a driver on my policy is he/she covered in case if an accident ?
A:Yes, as long as he/she is not excluded. Anyne who has your permission to use your vehicle is covered.

Q
:Would my homeowner policy cover me if my house was flooded due to excessive rising water caused by a hurricane ?
A:No, a homeowner policy excludes losses from rising water. A Separate flood policy would cover this.

Q:
Would my business be covered for lost profits (income) due to being shut down due to a fire, windstorm, etc ?
A: Probably not if you did not purcharse an endorsement that provides for business interruption. Most insured do not realize that they need this coverage in addition to the standard property insurance.
 

If you have a question on any property/casualty insurance topic, feel free to call us at:


Toll Free Number 1-888-404-6669 Telephone: (956) 968-5521
Fax: (956) 968-9198


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208 South Texas Boulevard
Weslaco, Texas 78596
Telephone: (956) 968-5521
Fax (956)969-9198
Toll Free Number 1-888-404-6669
E-mail:  ramon@montalvoinsurance.com
© 2006 Montalvo Insurance Agency.